11.9.2010

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BBC: Regulators agree 7% capital ratio for banks
Central bank governors and senior regulators are set to ordain that banks must have a minimum core tier one capital ratio, including a new so-called "buffer" to protect against extreme economic conditions, of 7%, I can reveal.
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REUTERS: Basel seen setting core Tier 1 at 4-6 pct - sources
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The minim
um core Tier 1 capital ratio will likely be set between 4 and 6 percent, up from the current 2 percent, according to European and Asian regulatory and banking sources, who spoke on condition of anonymity due to the sensitivity of the discussions.
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Wall Street Journal: Looking Ahead to a Capital Weekend in Basel
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The expectation is that the two capital thresholds may result in a "buffered" Tier 1 requirement of 8.5% to 9%, while the "buffered" minimum ...
The New York Times: New Banking Rules Would Ease Shocks
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Under current rules, banks might hold so-called core Tier 1 capital, the most bulletproof category of reserves, equal to as little as 2 percent of their assets. Analysts at Morgan Stanley expect the regulators to raise the required amount to about 8 percent. 
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ZEIT ONLINE: Banken müssen mit harten Eigenkapitalregeln rechnen (käännös)
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Accordingly, institutions must continue to hold nine percent of the Class "Tier 1" as equity.
The minimum rate is six per cent in future.  In addition, a special so-called Conservation buffer for bad times by three percent.

Additionally, the Banking Supervision require a counter-cyclical capital cushion of three percent, so the capital could rise in boom times to a total of twelve percent (the risk-weighted assets). The total capital ratio would thus be at a maximum of 16 percent. Currently, eight percent are common.
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The Economic Times: German banks may need 105 bn euros under Basel III
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International banking regulators known as the Basel Committee will likely require banks to have a Tier 1 capital ratio of 6 percent, up from 4 percent, said the BdB banking association, whose members include lenders such as Commerzbank and Deutsche Bank.
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Ällistyttävää!
Riippuen lähteestä BASEL III -säännöstö muuttaa vakavaraisuusvaatimusta 4, 6, 7, 8,5, 9 tai jopa 16%.
Oikeasti tämä on ällistyttävää.
Tämä luku (vakavaraisuusvaatimus) on koko taloutemme perusta ja se koskee yli 150 maata. Ja raportointi siitä on näin... tällaista.

Itse asiassa BASEL II kanssa harrastettiin täysin samaa.

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